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25% off Travel Options Policy!
When travelling overseas, it is always advisable to take out a travel insurance policy. In particular, travel insurance will often cover the insurance excess liability applicable on rental vehicles in the event of damage or theft. Therefore if you have Travel Insurance you will not need to pay the rental company any additional fees to reduce the excess liability.
Cover-More offers 4 travel insurance policies, two of which offer car rental
excess cover. These policies are called “Options” and “TravelSure”
and include:
- $Unlimited overseas medical cover
- $Unlimited additional expenses
- Car Rental Excess
- Amendment or cancellation cover
- Quality cover for your luggage, cameras and laptops
- Insolvency cover
- 24 hour emergency assistance
- PLUS much more.
Options Travel Insurance – 25% discount!!
Cover-More Options Policy offers leisure travellers our highest level of cover and is our most popular travel insurance plan. Not only do you get top level of medical and additional expenses cover, Options also offers $Unlimited cancellation cover, $4,000 rental car insurance excess cover, $3,500 cover for cameras and much more.
Travelsure Travel Insurance
Travelsure is a cheaper policy than Options, however it does offer slightly reduced cover in some areas. Some examples of where Travelsure differs from Options include: slightly lower cover for rental car insurance excess ($3,000), luggage, travel delay and cash.
Essentials and Save-more policies are budget travel insurance policies and do NOT cover car rental excess.
Take a look through the comparision table below and then click on the CoverMore image to the left to quote your holiday insurance:
All prices in $AUD
|
Compare Plans |
Options **
|
Travelsure |
Essentials |
Save-More |
|
Travel Services Provider Insolvency
|
$10,000 |
$10,000 |
- |
- |
|
Overseas Medical and Dental
|
$Unlimited1 |
$Unlimited1 |
$10,000,0001 |
$500,0001 |
|
Additional Expenses
|
$Unlimited1
|
$Unlimited1
|
$10,000,000 |
$500,000 |
|
Amendment or Cancellation Costs
|
$Unlimited
|
$500,000 |
$10,000 |
$10,000 |
|
Luggage and Travel Documents
|
$12,000
|
$6,000 |
$3,000 |
$2,500 |
|
Delayed Luggage Allowance
|
$1,000
|
$750 |
$200 |
$200 |
|
Money
|
$200
|
$100 |
- |
- |
|
Rental Car Insurance Excess
|
$4,000
|
$3,000 |
- |
- |
|
Travel Delay |
$2,000 |
$1,000 |
- |
- |
|
Resumption Of Journey |
$3,000 |
$3,000 |
- |
- |
|
Special Events |
$2,000 |
$1,000 |
- |
- |
|
Hospital Incidentals |
$8,000 |
$3,500 |
$1,000 |
- |
|
Hijacking |
$8,000 |
$5,000 |
$2,000 |
- |
|
Loss of Income |
$9,0002 |
$6,000 |
- |
- |
|
Disability |
$35,000 |
$20,000 |
- |
- |
|
Accindetal Death |
$25,000 |
$20,000 |
$10,000 |
- |
|
Personal Liability |
$2,500,000 |
$2,500,000 |
$2,000,000 |
$2,000,000 |
- 1 Medical Cover will not exceed 12 months from onset
- 2 Up to $1,500 per month
All prices in $AUD
|
Compare Plans |
Options **
|
Travelsure |
Essentials |
Save-More |
|
Cameras and Video Cameras
|
$3,500 |
$2,500 |
$200 |
$250 |
|
Laptop Computers |
$3000 |
$2,500 |
$200 |
$250 |
|
Other Items |
$500 |
$500 |
$200 |
$250 |
*Cover-More Statement: “Options International Policy: “Cover-more will pay you for any rental car insurance excess you become liable to pay as a result of damage to, or theft of, a rental car, whilst in your control during the journey. The maximum benefit limit for this is $4,000. Cover-More will not pay for and damage or theft, arising from operation of the rental car in violation of the terms of the rental agreement or any damage sustained to a rental car whilst it is being driven on an unsealed surface.”
”